Freezer Meal Makin Mamma's

So this is the newest of my adventures. Four of us gals decided to meet up with two recipe's each and make our 8 meals together. We made quadruple the amounts and we each got one of each of the eight recipes to take home and freeze. I must admit I have eaten 2 of mine in just a few days. And one didn't even make it to the freezer. At this rate we will have to get together every other week. :)

There are more than a few reasons for encouraging you all to find other women to do this with. If you happen to be a male reading this, encourage your wife to do this. This is a great way to save money, enjoy some girl time, prepare healthy meals for your family and make life just a bit easier with a busy schedule. Taking a wholesome meal out of the freezer to thaw and throwing in it the oven, microwave or crock pot is extremely easy and awesome. Nothing like a day long to prepare meal made in just minutes.

So I encourage you to all get a group together and give it a try. Some tips:
1. Get together the week before and double, triple etc... your recipes to how many women are coming. Compile the grocery list.
2. One or more that can do the shopping. After, you split the cost. There you have it. (for 8/9 meals our cost was just less tahn $50 each. We got 2 meals out of the Taco soup recipe)
3.Bring plenty of crock pots, large pots, fry pans, cutting boards and be ready to be washing dishes hroughout the meal making process.
4.Start early on cooking day. Cook all the meats in bulk then measure to separate to each recipe.
5. Most importantly, if you are making soups or stews, start those first. Make them first. For a few reasons. The chopping and cutting take a long time. The cooking process for the ingredients to soften take quite a while AND you will want to pull off burner/turn off crock pot etc... and let cool some before measuring the soup our equally into freezer bags.
*Side Note... The freezer bags (Glad brand) DID NOT melt when we put the steaming hot stew into them. We gave it a try. So far it was a success.
6. Most importantly HAVE A BLAST!!!

Not only has this helped me with dinners it gave me new and fun foods for myself the the family to try. I also loved more than anything the fellowship I had with the women I did this with. That really was my favorite part. We have amazing conversations, laughed and left with only a few minor injuries. Okay, okay, so I was the only one who walked away with a small burn and a sliced open thumb. But all in all this was the most fun thing I have ever done.

I'll post some of the recipes soon. ;) Keep on living like noone else. Plan your meals so you are not tempted to waste money eating out. Continue to say NO to credit cards. Live on that zero balance budget. Happy meal making everyone.

Dave's thoughts on Cash for Clunkers

Dave's Thoughts on "Cash for Clunkers"


With all the buzz about Cash for Clunkers, it’s easy to think that it was a great way for people to get a better set of wheels. But was it really? No way! Cash for Clunkers was simply a way for broke people to buy cars that they really couldn't afford. It was a bad idea on multiple levels. But before digging into that, let’s take a little history lesson.

About a decade ago, a fair housing program was started, called a sub-prime lending market. The idea behind it was that everyone “needed” to own a home—including broke people. The government decided to start a program to reinvest in communities, which allowed pretty much anyone to borrow money to buy a house. Lending companies charged high interest rates, causing already struggling families to go even further into debt.

Basically, this was a program designed to encourage broke people to buy houses. Most people didn’t even know it existed until it unraveled and became the number-one cause of our recent recession. The government took those stupid loans back and securitized them, which created the financial mess last fall. Helping broke people buy houses didn’t turn out to be a great government program. Guess what? Helping broke people buy brand-new cars—and now home appliances—will turn out just as bad.

The Cash for Clunkers program was designed exactly for people who should not take advantage of the program. You trade your $2,000 clunker in for a brand-new, shiny $20,000 car, and the only way you can afford it is with a high-interest payment. That just means you really couldn’t afford it to begin with. Doesn’t this sound like the sub-prime mortgage problem all over again?

When you drive that new car off the lot, you’re immediately going to lose $4,500. The worst car accidents happen on the showroom floor. New cars go down in value like a rock. The government thinks it’s going to save the American auto industry by putting broke people into cars they can’t pay for. It’s going to come back to bite them—and the rest of us—in the form of taxes galore.

Another bad thing about this program is that we, the taxpayers, are paying for the new cars! It’s morally wrong of the government to take money away from us—against our will—in the form of taxes and give that money to someone else to buy a stupid car they can’t afford in the first place! This is theft, plain and simple.

Cash for Clunkers is a program that redistributes wealth in the name of the environment, and it’s going to be a curse on the car dealer and the manufacturer that carries the paper. It’s going to hurt the broke person who bought a car he couldn’t afford. And it’s already a problem for our country, because it’s adding dollars to the national debt.

There’s always a twist with government programs like this. They try to think of creative ways to help people, but the situation usually ends up worse than it did before they “helped.” In the end, I should decide what to do with my own money. If I want to buy you a car, I will! And if you can’t buy a car without actually paying for the whole thing, then you’re better off keeping your “clunker.”

So good riddance to a really bad program that has done more damage than good.



AMEN!!!!!

Tour de Faith

This is near and dear to us. I know that this is a random post at that but I knew when I heard this man was doing this again this year I knew I needed to post and repost to get the word out. Here is someone on fire for supporting those who wish to have their children in Christian education but may not be able to afford it. Poppa J is on his way to bike 1500 miles and is due back to the area in several weeks. He is riding for donations for the Tuition Assistance Program at our Christian school. The need is there like neverbefore. Not just due to the economy but for many other reasons. This is truly near and dear to our hearts because we have before used scholarship for our children to attend this wonderful school. Please take a moment to read his blog as he just left. Follow along and if after prayer and reading and following his journey on Tour de Faith you feel lead to help financially do not hesitate. Him and his wife will be maching the donations raised. It is due in part of the generosity of others that our children have had the opportunity to have a Biblical education. Not one penny has ever been aken for granted. And for the families who need it as well, it will not either.
Enjoy and thank you for taking the time to read his bike journey!!

Getting Ready for "Back to School"

Thought I'd throw in this picture. I love it! I enjoyed visiting Seattle this summer.

Okay, so I have avoided this blog this summer for a few reasons. We are not really throwing down any debt, which I mentioned in my last post, and because there isn't really anything new going on. There are so many things regarding money I really want to touch on but feel as though the timing is inappropriate. I have an interesting variety of people reading this blog. Some which I know and others in which I do not. Heading back to school and this time of year for us is really overwhelming. I have pondered how much to put myself out there. I will do so with some reservations.

We are hit each year with the uncertainty of where are kids will be attending school. We have been a part of the most wonderful private Christian school for the past 5 years. The school is small, the teachers are outstanding and the curriculum is fabulous. Although this is all wonderful it costs a lot of money. Any of you that are reading and have done private or looked into it know exactly what I am talking about. Every year we make our last minute decisions the week before school begins. It is overwhelming for me. Add on to that, uniforms, school supplies, tuition, classroom fees, registration fees, shoes, coats..... and the list goes on and on.

For the first time this year I will be making due with what we have. The kids will get a new clothing item as needed and not all at once. They will be used or on massive clearance. I will be going thru their school supplies from last year and get only what cannot be used again. They will reuse backpacks and lunch boxes, that's a given. I will get back on track making my own breads and anything bread related. I will not worry one bit about name brand clothes or items.

So with this said I recommend going to Phoebe's post on frugal back to school shopping! I ended her post feeling refreshed and okay with what I am about to do in the next few weeks as we look at going back to school. I refer to her blogs a lot. She was one of two people who inspired RJ and I to do Dave Ramsey.

Stranded for summer

This is how I feel with the debt reduction. Stranded!!! With RJ not working money it tight. There is not one ounce of debt reduction except minimum payments. We have however done a few great things to help us out in the financial area.

We had a very successful garage sale. We made over $350+. We are on a cell phone plan with my parents which saves us all a little money. We usually pay my parents but gave them our tv that was less than a year old and hardly used. They agreed to take the nice tv in trade for cell payments for the summer. Woohoo. Another area we saved. At the price of a silly material item, as much as we liked it.

We are learning more than ever that we have had way too much stuff. I always knew this but the reality hit when my cousin and his wife sold everything they own to go into missions. They will be leaving in a month for training. They also have lived the last few years following the Dave Ramsey book to get themselves debt free. Check out their story here. It's truly inspiring!!

I am still loving blogging and have missed doing it. Check out my other blog to follow the next book I am going to start. The Power of a Praying Wife. Wowzers is it ever a great book. I have started it twice but have never finished it. Follow along and pick up your own copy. It's better than the Love Dare. :)

Untill next time, buy only what you have cash for, only what you NEED, and conitnue to make great choices and talk to your children about money from an early age. It is rewarding as we are learning. And keep praying for your spouse!!!

Finding Freedom Friday: Frugal Flops

Over at Finding Freedom Friday, Phoebe asks what, if any, frugal flops we have had in our journey to becoming debt free. Make sure after reading mine that you head over to hers and read her flops along with others.



SO here I am wondering what my frugal flops have been. I know that I have flopped many times just at being plain frugal. Does that make sense? We try, we make it a way of life, we stumble, get back on track and it is this cycle that keeps going round and round.



Flop #1- seedlings. They died 4 weeks after seeing them pop up through the dirt. I worked hard to take care of them indoors, taking them out for sun on sunny days. Well, long story short, we didn't get a garden area done when they really needed to be planted. Before I knew it none were able to be salvaged. They are gone and we have done away with the garden due to the small backyard we have plus a dog that is living back there too. :(



Flop #2- Homemade laundry soap. Argh!!! I haven't done this yet. I am disappointed that I haven't tried it yet. Why is this a flop, because you can't save money while NOT trying frugal ideas and ways of living. I think I am procrastinating because I love the really smelly smell of my Tide.



Flop #3- Homemade cream soups. Way too much work at the moment. I have a super small kitchen that has little counter space. I found it too much to make when I do not use them very often at all. However, I would really like to give cream of chicken a shot again since it is the one I use if at all.



Flop #4-Couponing at Walgreens. Truthfully I still don't get it, understand it and now don't care about it. :( Sad I know. I found myself using a few products that I wasn't sure I liked. By the time I was driving into town I wasn't saving at all. Instead I am now going to the brand sites I like and seeing who has coupons to offer. I am also using coupons out of the local paper I snag from the families house. I don't buy a paper. SO although I feel like I'm giving up on Walgreens, I am still couponing.



Flop #5- Wholesale shopping. Sometimes shopping at the larger wholesale places like Costco hurts the budget, especially if you do not take cash. There are many products that are WAY better per oz to get there but I buy too many items which means I then have spent too much money. We have reevaluated this shopping trip and the hubby will be helping more. He does a way better job of sticking to the exact list and not adding something here or there.



So there are my flops. They are a bit different due to our journey to be debt free only starting three and a half months ago. We are excited for our progress although our debt reduction slows for the summer.



Happy frugal living to all of you out there in this journey. I am proud of all the blogs I read and with that said proud of what we are doing. There is always room for more frugal living. Excited to read your stories too.

Blog Hiatus

Yep! That's what I've been doing. I have realized a few things in the past month. I have been needing to focus on a few other, should I say, more important things. I have had 3 friends suffer significant losses, the ones we as mothers can't hardly bare to imagine. One whose baby made it to just a few weeks shy of his due date, by the grace of God. He was diagnosed with a lethal genetic disorder and behind praying for ultimate healing, they prayed that God would give him some life outside of the womb. He answered that prayer and my dear friend had an hour and a half with their sweet Logan before he entered into the arms of Jesus.
Another friend just three days after sharing the news with me that they were expecting went in for her 20 week ultrasound, ecstatic to find out the sex of their baby, instead found that their little son had no heart beat. She was and still is devastated!
And the most recent, just a week ago a friend was pregnant with twins, her first children, was not feeling well for a few days. After terrible back pain that kept her from going to work for several days she finally got in to the dr who discovered in her ultrasound that one of the baby girls was taking most of the fluid/nutrients while the other was much smaller. The very next day she ended up in labor and delivery giving birth to one stillborn and one that breathed life for a short time before going to be with the Lord.
My heart is still so heavy for these mothers. I think of them and begin to pray for peace and strength and I just want to fall apart. If I could only take their pain, even if just for a moment so they can feel happy again. I know that it will come in due time but it still stinks. I have done meals, prayed and tried to offer help. I know that is well but still doesn't feel like enough. I decided to bag the blogging and just "be" for this past few weeks. Just focus on me and my family. To read my Bible. I have enjoyed it!
So I am back and feeling good. Summer is right around the corner. It is actually here for my hubby who just finished his last day of work today for the summer. This is exciting and good, however, as far as the budget it stinks. We hit a dead stand still. We will hurt just to make enough to pay the bills. But we will survive, we will make it. We are blessed that God has brought a few kids into the picture for me to watch, and maybe even share God's Word with. I see a wonderful summer ahead of us.
If you get a brief moment to pause I ask that you pray for my friends, my sisters in Christ who are hurting tremendously over the loss of their babies. Their names are Lisa (and Logan), Amanda (and Gracelynn and Madilynn), and Carla (and her baby boy). Thanks for the prayers.

I am excited to be back blogging. And by the way...... I still haven't bought bread from a bakery or store. I have made my own for 2 months now. Yahoooooooooooooo!!!!!!!!!!!! That is bread, french bread, rolls, bagels, muffins, english muffins, etc.... Loving it! Especially the bread maker that does all the kneading for me.

Have a great weekend. I know that we will as we are getting the sun and some mid to high 80 degree weather. See you next week with Monday Madness!!